stancil1 Posted March 22, 2007 Report Share Posted March 22, 2007 I have disputed twice with CRA and sent DV twice to the CA. Both times the CA, Collections Unlimited of Texas, has verified with the CRA without first validating. At 12:15 today, I faxed over to the CA, the 2 requests to validate the debt, both of which had CMRRR tracking numbers from 30 and 60 days ago, proving my requests and I also sent an ITS which gives them a way out simply by deleting the entry. The ITS stated that if I didn't hear from them, in writting, by the 25th of this month, I would move forward. Now bare in mind that both DVs contained a cease and desist request. By 12:45 the CA was calling me here at work (that's where I faxed him from) telling me that they properly answered my DV aprox.2 weeks ago and that they ALWAYS make sure when it comes to the FDCPA, they have their i's dotted and their t's crossed. At this point I asked him to identify himself again so he did. He then requested that I have my attorney call him. I advised him that they never responded to my validation request (which they never did) and to hold on for a minute while I flip my tape over. He immediately hung up on me. Any idea how this might turn out ? Link to comment Share on other sites More sharing options...
divemedic Posted March 22, 2007 Report Share Posted March 22, 2007 Sounds like you will have to sue them. Two questions:1 Was DV timely?2 Was the C&D you included in your DV a complete C&D? If so, how can they validate? Link to comment Share on other sites More sharing options...
nascar Posted March 22, 2007 Report Share Posted March 22, 2007 both DVs contained a cease and desist request."Please send me information but don't contact me." Reminds of the bank robbery scene in Raising Arizona. "Should I freeze or hit the floor? ... cause if I was to hit the floor, then I'd be in motion ... Link to comment Share on other sites More sharing options...
hajimon Posted March 23, 2007 Report Share Posted March 23, 2007 i was wondering the same thing dive and nascar. even funnier Wow a Ca says have your lawyer call me that is a hot one too. I guess these people that work @CA's really make $10 a hour.h Link to comment Share on other sites More sharing options...
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