Removing baddies after winning in court?

[lovesdogs]

I'm sending letters to the big-3 tomorrow in order to get Cap 1 off of my reports. Because they were a no-show at the scheduled hearing and I won, they haveto remove their ding from my report, correct? I have to send a letter CMRR to TU, EX, and EQ, correct? I've enclosed a copy of the signed/notarized court transcript dismissing the case and a copy of my drivers license with my letter.

I only want to do this once so I'm just checking to be sure!

Thanks!

[divemedic]

There is no law that says they have to remove the TL because they didn't show to court when they sued you. That is up to you to file an FCRA claim to make that happen.

[hiblues]

I'm confused, who sued whom.

If lovesdogs sued Cap1, then I believe all that is needed is to send

documents to the CRAs stating they must remove TL ( I think)

however,

If Cap1 sued lovedogs, then what divemedic said would apply..... There is no law that says they have to remove the TL because they didn't show to court when they sued you. That is up to you to file an FCRA claim to make that happen. ( or maybe it doesn't matter who sued whom)

[divemedic]

http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?p=748782#post748782

[nascar]

If lovesdogs sued Cap1, then I believe all that is needed is to send documents to the CRAs stating they must remove TL ( I think)

A suit for monetary damages can get you that and only that; money. If you want to be able to force a creditor to remove a TL, you need to ask for that in your lawsuit. Keep in mind that some courts cannot grant declaratory or injuntive relief, so you'll want to check that before you file.

If you don't request it in court, it's back to the drawing board with the FCRA accurate reporting dispute. Don't get me wrong, the info should still be deleted, but think of the additional BS if it isn't, or if it gets updated to something else (still negative).