beeboah Posted March 26, 2007 Report Share Posted March 26, 2007 Payed as agreed or deleted?I sure hope it gets deleted. Any thoughts on how to argue a deletion with the EX monster?I don't want that crap on my CR could hurt me down the road when its time for a mortgage etc.Thanks for any thoughts. Link to comment Share on other sites More sharing options...
normancm Posted March 26, 2007 Report Share Posted March 26, 2007 If your payment was late they will most likely report it as paid, was XXX days late and show your late payment history. This happened with dh and it hurt his score pretty bad since the lates were still showing. However, we did dispute with EQ (wasn't on TU or EX) and they couldn't verify the account with the Attorney General so they deleted the account. His score went up 30 points. Just dispute this account with EX and see what happens. Link to comment Share on other sites More sharing options...
beeboah Posted March 26, 2007 Author Report Share Posted March 26, 2007 If your payment was late they will most likely report it as paid, was XXX days late and show your late payment history. This happened with dh and it hurt his score pretty bad since the lates were still showing. However, we did dispute with EQ (wasn't on TU or EX) and they couldn't verify the account with the Attorney General so they deleted the account. His score went up 30 points. Just dispute this account with EX and see what happens.Gotcha, EX has verified like 30 times over when I owed a balance...better handle another way.Thanks. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted March 26, 2007 Report Share Posted March 26, 2007 Mine showed 120 days late for almost 2 years because I was a whopping $120 late in payments and they took $5 a month extra to pay it and I had no idea they were reporting it like that. Talk about screwed. Link to comment Share on other sites More sharing options...
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