shan2themax Posted March 26, 2007 Report Share Posted March 26, 2007 Can someone help point me in the right direction? does it make a difference as to which type of lender you go with? I think that I want an FHA loan... still looking and researching that.... but is there a real difference in the lenders? I dont live near a larger city that has these workshops for people to go to about homebuying... so you guys are my only resource... if you will just point me in the direction, I will do all the work necessary.... thanks in advance Link to comment Share on other sites More sharing options...
firstsource Posted March 26, 2007 Report Share Posted March 26, 2007 There is a bit of a difference in lenders but not enough to matter much. I would just find someone that I feel comfortable with. You will be dealing with your realtor and your lender for probably a month, so you should like working with them. Do you know why your scores dropped so much in that 2 week period? I would guess that your utilization increased on one of your smaller limit cards?Charles Link to comment Share on other sites More sharing options...
shan2themax Posted March 26, 2007 Author Report Share Posted March 26, 2007 There is a bit of a difference in lenders but not enough to matter much. I would just find someone that I feel comfortable with. You will be dealing with your realtor and your lender for probably a month, so you should like working with them. Do you know why your scores dropped so much in that 2 week period? I would guess that your utilization increased on one of your smaller limit cards?CharlesThe first two sets of scores are FAKO's sorry about that... the bottom 3.16.2007 are FICOSI fixed it!!!! woopsie daisy Link to comment Share on other sites More sharing options...
shan2themax Posted March 28, 2007 Author Report Share Posted March 28, 2007 Bump Bump Bump?????????? Please Link to comment Share on other sites More sharing options...
unusualsuspect Posted March 28, 2007 Report Share Posted March 28, 2007 I'd go with a CU on the mortgage. Their rates are often lower, and they will not stick you with a lot of fees. The local bank may have decent rates as well. Mortgage brokers often have low rates, but charge a lot of points and fees making them rather expensive in the long run. Don't take out any other loans with the CU other than a mortgage. CUs will often try to wrap up other loans with your house loan. Link to comment Share on other sites More sharing options...
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