Some Advice Please!!!

[Whatamess]

I have 9 accounts that are saying Not Reported were it should say who the collection agency is. It does have some account numbers underneat the Not Reported listing. What does this mean why is it this way???

Also i have an account like this: Reported this way on the account if you can help me to tell me what to do.

AR Resources Inc

28335

Opened 3/03

Last active 3/01

Reported 6/02

BQ1 Equifax and EX1 Experian (IND)

High Balance 47

High Limit 47

Reviewed ---

30 0

60 0

90 + 0

Install (19) Unknown

Pastdue 47

Payment Collection 10/03

Balance 47

Hmc Ltd Inc; Unpaid; Closed 6/02

Now that is on my report but it was reported again by the new Collection Agency.

Here is the first report of this account on my report.

HMC LTD INC

15036 2

Opened 5/01

Reported 2/06

Last Active 3/01

BQ1 Equifax

High Balance ---

High Limit 47

Reviewed ---

30 0

60 0

90 + 0

Install (19) Unknown

Pastdue 47

Payment Collection

Balance 47

Unpaid; Closed 6/02

Now this account is by the same company but turned in different dates and by two collection agencies. The one account will be falling off now but what should i do about this? I want it off my credit.

Thanks

[Big Time]

1st step is to dispute those mystery tradelines with the CRA's.

You can pretty much ignore the "date reported", but the other dates indicate that these are fairly old accounts that will prbably come off easily.

I sepecially like the one that was opened in 2003, with the last activity being 2001.

Read this thread before you decide whether to dipute online or not.

http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=263996

[sjokinley]

I have a bunch of TL's on my Equifax report that list N/A where the CA's name should be. When I called to find out what these were they just claimed ignorance. The only way I finally figured out what they were was because they were listed on TransUnion with the CA's name. It should be a violation to list accts with no name.