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Guest glmrwmn25
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That's right, paid collections don't really help your score at all.

Since he's already paid them, though, he shouldn't stress about it. Good credit is a journey.

One constant I've noticed over the last couple of years is that once an old debt has been paid, the CA loses interest and usually doesn't bother to verfiy them when contacted by a CRA about a disputed debt. And I doubt that they keep reporting month after month a debt is paid off.

I still think Christmas is the best time to dispute more recent debts, however.

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