andknapp Posted March 27, 2007 Report Share Posted March 27, 2007 I got my first delete and it was from American Express!!!! I'm so ecstatic, this makes me want to keep going and keep getting more old stuff off of my report. Link to comment Share on other sites More sharing options...
credit2fly Posted April 9, 2007 Report Share Posted April 9, 2007 Hi Congratulations on the delete . I am about to work on my AMEX CO. What procedure did you follow? Is it a paid off account with negatives? How old was the account? What are your circumstances? Do you mind elaborating?Thankscredit2fly Link to comment Share on other sites More sharing options...
yari1979 Posted April 9, 2007 Report Share Posted April 9, 2007 can you give me the letter you wrote for you delete, i want try and do a PFD on a $127 debt i have but i cant find a sample letter, and i am not sure how to go about writing it. Thanks Link to comment Share on other sites More sharing options...
someonesomewhere Posted April 9, 2007 Report Share Posted April 9, 2007 Please do tell. I have a paid collection from AMEX. I've tried 2 goodwills. Got what was virtually a form letter response both times saying no. Drops off in Februrary, but I was hoping to get it purged sooner. Link to comment Share on other sites More sharing options...
lyle7289 Posted April 9, 2007 Report Share Posted April 9, 2007 can you give me the letter you wrote for you delete, i want try and do a PFD on a $127 debt i have but i cant find a sample letter, and i am not sure how to go about writing it. ThanksDo a search.. there are SEVERAL letters including one in the form section of this site!! Link to comment Share on other sites More sharing options...
andknapp Posted April 10, 2007 Author Report Share Posted April 10, 2007 My AMEX account was paid about 3 years ago. I called and talked to someone at the credit bureau part of the company about a different account that was showing up on my TU account. It definately wasn't mine, and it wasn't even a valid account number at AMEX. I talked to a lady named Ms. Quick, she was sooo nice and said she coudn't do anything about that account and to dispute it with TU, but she did say however, that she could delete my actual account that I had with them. It was off of all my reports within 2-3 weeks and she even sent me a letter on AMEX letterhead saying it would be deleted forever just in case it somehow ever get reinserted. Link to comment Share on other sites More sharing options...
someonesomewhere Posted April 13, 2007 Report Share Posted April 13, 2007 andknapp,Thank you for the info. Did you call their general number, the one reported on the CR, or some other number? Link to comment Share on other sites More sharing options...
andknapp Posted April 13, 2007 Author Report Share Posted April 13, 2007 I'm pretty sure I called (800) 874-2717. When you get a live person, it should be the credit bureau department or something like that. Ms. Quick was really helpful, I'd try and ask for her. Let me know how it goes.Angie Link to comment Share on other sites More sharing options...
skybluepink Posted May 15, 2007 Report Share Posted May 15, 2007 My AmEx has been in written off for 2 years now (CALI's SOL is 4 years). I just disputed this with the CRA's so now I wait. The question is, will I be barred for life from getting an AmEx again. Is there something I can do during negotiations (within 30 days, on) to ensure I haven't burnt my bridges with them forever. Thanks! Link to comment Share on other sites More sharing options...
VonAngel (aka EarthAngel) Posted May 15, 2007 Report Share Posted May 15, 2007 My AmEx has been in written off for 2 years now (CALI's SOL is 4 years). I just disputed this with the CRA's so now I wait. The question is, will I be barred for life from getting an AmEx again. Is there something I can do during negotiations (within 30 days, on) to ensure I haven't burnt my bridges with them forever. Thanks!Search for "blacklist" and "Oasis". Link to comment Share on other sites More sharing options...
skybluepink Posted May 16, 2007 Report Share Posted May 16, 2007 Thanks a bundle EarthAngel! To think it's been less than a week since I've discovered this website but what a God send it has been. It's good to know your not the only person out there and that there are things that can be done. I'm making sure I do my homework while I'm waiting for the 30 days to go bye-bye! Link to comment Share on other sites More sharing options...
Recommended Posts