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Civil somplaint filed against me for 11 year old debt

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I just received a notice that I am being sued to collect on a repossessed car debt that happened in 1995. I live in PA, and am wondering if I have a legal leg to stand on from a statute of limitations standpoint. They want over 10,000 dollars on a 4200.00 dollar debt. Also I had to do some checking to find out what this debt even was, if they wanted their money why didn't they try to collect it sooner? Do they have a right to take all that money from me?

I'm scared to death because I have never been to court except to tour it in High School.

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