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Help!!!!!!TU Deleated two positive tradelines


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What can I do about this?

xhotx

They have removed TWO positive tradelines that were not disputed and left the disputed ones on my report.

They are no help and continue saying I disputed the accounts. I have a copy of the letter I sent them. I did not dispute the current pos tradelines.

What can I do? They will not admit they did anything wrong. They suggest I call the creditors and ask if they will put the TL's back on my account! The nerve!!! Ughhhhhh what do I do?????

(P.S.- I did send in a copy of my schedule F from my BK so they would report the IIB items correctley, but I was very specific about the disputed accounts. )

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They suggest I call the creditors and ask if they will put the TL's back on my account! The nerve!!! Ughhhhhh what do I do?????

In a way, they're right. Were these old, closed TLs? Older than 10yrs old or just about? The law states that positive, closed accounts can remain UP TO 10yrs. So, it can fall anytime b4 that. Unfortunately though, TU isn't going to help you. Contact the OC to see if they will re-report it for you.

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Hi-

Just got off the phone with them.

No they were not old. One was just opened last month! Whoever read my dispute and BK info punched in the wrong accounts or something!

I have been referred to 3 diff TU reps and finally moved to a "special handeling" rep, she is sending it to her superviser who is the only one that can fix this mess :evil:

She said to give her sup 24-48 hrs to look into it.

The first rep admitted it was a screw up and said she did not know what happened or why it was removed.

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  • 2 weeks later...

Well It's back!! They put the TL back! After filing a complaint with the BBB and the FTC and many phone calls! :evil:

Sheesh. The make a huge error by not paying attention to what they are deleting and it is like pulling teeth to get them to correct it!

Hi-

Just got off the phone with them.

No they were not old. One was just opened last month! Whoever read my dispute and BK info punched in the wrong accounts or something!

I have been referred to 3 diff TU reps and finally moved to a "special handeling" rep, she is sending it to her superviser who is the only one that can fix this mess :evil:

She said to give her sup 24-48 hrs to look into it.

The first rep admitted it was a screw up and said she did not know what happened or why it was removed.

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