vali1961 Posted March 27, 2007 Report Share Posted March 27, 2007 7 years past and the debt is out of your credit. What's the next step in fighting future JDBs? How much fight can they put up with you in collecting and how succesful can they be?Many thanks Link to comment Share on other sites More sharing options...
divemedic Posted March 27, 2007 Report Share Posted March 27, 2007 Send them an FOAD letter. Link to comment Share on other sites More sharing options...
vali1961 Posted March 28, 2007 Author Report Share Posted March 28, 2007 It sounds good to me. Will do it. Many thanks Link to comment Share on other sites More sharing options...
willingtocope Posted March 28, 2007 Report Share Posted March 28, 2007 Just in case you missed it...Even if the account falls off your credit report after 7 years...and even after its beyond the SOL for texas (5 years?)...they can still try to collect and they can still sue. If they do sue, you have to show up and raise the SOL or they'll get a default judgement. Link to comment Share on other sites More sharing options...
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