trayhezy Posted March 28, 2007 Report Share Posted March 28, 2007 Hello All,I need a little assistance here.I sent a DV to CreditOne Bank a couple of weeks ago not knowing who they were but having an idea..........anyway I also did a dispute with two of the CRAs which are still pending. Lo and behold, on Friday I receive a letter saying that they were in receipt of my request for validation however they needed more info. The account number that I sent which I obtained from my CR was a partial and I do not have the same address nor do the two CRAs that I disputed with. I want to be careful with this as to not provide them any extra info that might help their cause.Does anyone have any advice? Letters I should send? Procedures I should follow? Should I just wait on the CRAs to finsh their "investigation" :roll: Link to comment Share on other sites More sharing options...
SHM88 Posted March 28, 2007 Report Share Posted March 28, 2007 I'm actually in your same boat. I got the exact same letter. But I will wait until the investigation is complete before I respond to them. I want to see if they will verify. Link to comment Share on other sites More sharing options...
thomassl Posted March 28, 2007 Report Share Posted March 28, 2007 Hello All,I need a little assistance here.I sent a DV to CreditOne Bank a couple of weeks ago not knowing who they were but having an idea..........anyway I also did a dispute with two of the CRAs which are still pending. Lo and behold, on Friday I receive a letter saying that they were in receipt of my request for validation however they needed more info. The account number that I sent which I obtained from my CR was a partial and I do not have the same address nor do the two CRAs that I disputed with. I want to be careful with this as to not provide them any extra info that might help their cause.Does anyone have any advice? Letters I should send? Procedures I should follow? Should I just wait on the CRAs to finsh their "investigation" :roll:I would wait and have the CRA's verify. If you are DVing CreditOne, I would not send them more information. It's their responsibility to prove you owe this debt. Let the CRA's verify this for you. Link to comment Share on other sites More sharing options...
trayhezy Posted March 28, 2007 Author Report Share Posted March 28, 2007 Great! Thanks.What should be our response in the event that they verify with the CRA? Link to comment Share on other sites More sharing options...
SHM88 Posted April 11, 2007 Report Share Posted April 11, 2007 Results are in and they did in fact verify to all 3 CRAs.I guess the next step is MOV?I'm not sure if CreditOne is a CA or not but I think it was First National Bank of Marin.... Could this be the Original Creditor with a different name?Anyone?Thanks. Link to comment Share on other sites More sharing options...
Kat99 Posted April 11, 2007 Report Share Posted April 11, 2007 Credit One is an OC. I have a cc w/them and it is for low score people trying to rebuild (not secured but only $200 CL). They are listed on my CR as a positive TL as Credit One Bank. Hope this helps Link to comment Share on other sites More sharing options...
Recommended Posts