najere21 Posted March 28, 2007 Report Share Posted March 28, 2007 ;) I have just received a summons from Erin capital management. They are threatning to sue on a credit card account that was charged off. Should I try to settle the account before it goes to court? Date of last payment was 10/2003 date closed was 03/2004 activity states transfer/sold/paid. original creditor was HSBC NV Link to comment Share on other sites More sharing options...
thomassl Posted March 28, 2007 Report Share Posted March 28, 2007 ;) I have just received a summons from Erin capital management. They are threatning to sue on a credit card account that was charged off. Should I try to settle the account before it goes to court? Date of last payment was 10/2003 date closed was 03/2004 activity states transfer/sold/paid. original creditor was HSBC NVPennsylvania has a 4 yr. statue of limitations which means if you made your last payment in 10/03, then 10/07 would be the end of the statue. I would DV Erin Capital Management and dispute with the CRA's. Make sure you respond, DV, within 30 days of receiving your notice from them. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted March 28, 2007 Report Share Posted March 28, 2007 If you got a summons, you've been sued! Forget DV, it's too late. Get some help Link to comment Share on other sites More sharing options...
najere21 Posted March 28, 2007 Author Report Share Posted March 28, 2007 Do I need to contact a lawyer? What can they do If I dont go to court? I do not own anything!!!!!!!!!! house or car Link to comment Share on other sites More sharing options...
Steve-0 Posted March 28, 2007 Report Share Posted March 28, 2007 Call or go to the courthouse to see if the summons has been filed. Make sure you answer the complaint. Link to comment Share on other sites More sharing options...
najere21 Posted March 28, 2007 Author Report Share Posted March 28, 2007 In the state of Pa can they do? Link to comment Share on other sites More sharing options...
najere21 Posted March 28, 2007 Author Report Share Posted March 28, 2007 I have checked the courthouse and the summons has been filed. Now what??? The letter states that if I want to resolve this matter without going to court please contact the attorney for the plantiff. Should I make contact with him? Link to comment Share on other sites More sharing options...
kevin3344 Posted March 28, 2007 Report Share Posted March 28, 2007 (edited) You should always answer a summons, if you don't they will win by default. Although you don't own anything right now, it can come back to haunt you later. I would call the attorney and work out a settlement. Whatever you go get it in writing, and also file it with the court. For example, sometimes you can work out an agreement called "stipulation to pay judgment in installments", where the only way a judgment is entered is if you default on the payments. You both sign it and the judge approves.Do a search for it on Google.________Laguna Heights Condos Wong Amat Edited September 9, 2011 by kevin3344 Link to comment Share on other sites More sharing options...
LadynRed Posted March 28, 2007 Report Share Posted March 28, 2007 You might want to check out www.pennlawyer.com -- he's a consumer advocate attorney and has great info on his site. Link to comment Share on other sites More sharing options...
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