serenity06 Posted March 28, 2007 Report Share Posted March 28, 2007 I have a question: United Collection Services, Inc. Client: International Telcom LTDAmount: $62 Balance as of 12/2006: Shared, But Otherwised Undesignated AccountCan someone tell me what does this mean? I sent a DV and have not heard anything from them but they are verifying it through the CRA. I remember I believe it was either divemedic or SecretAgentWoman saying that MOV does not work and it is a waste of time. What should I do? Has anyone ever an account with them? If so, tell me what you did. Link to comment Share on other sites More sharing options...
serenity06 Posted March 28, 2007 Author Report Share Posted March 28, 2007 Can someone please help me? Link to comment Share on other sites More sharing options...
hiblues Posted March 30, 2007 Report Share Posted March 30, 2007 it sounds like the CA may be in violation of a FCRA rule..A question..... did you just get this collection within 30 days, or is it an older one?In the "primer' it says to send a few DV(Disputes) to the CA.dive suggests just to keep it simple, " I dispute this debt",then after the CA recieves the letter,Then dispute with the CRA again, if they verify again, now they arein willful noncompliance and you have a stronger case.Read Primer for yourself....http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=263069also, here is a flow chart...WorkFlow Charthttp://www.creditinfocenter.com/rebuild/debt_validation_workflow.shtml Link to comment Share on other sites More sharing options...
thomassl Posted March 30, 2007 Report Share Posted March 30, 2007 I use the MOV and it works fine for me! Once I get their response, I call them and question them for specifics. I keep a paper trail in case I need to take them to small claims court for placing information on my report that as not been verified! Link to comment Share on other sites More sharing options...
hiblues Posted March 30, 2007 Report Share Posted March 30, 2007 dives Primer, suggests1. that you repeat the DV process, and dispute again with the CRAs,this gets them on wilful noncompliance, and builds a stronger case.2. only contact them to inform them you are suing or just fax them an ITS.Simple. I would follow the divemedic's advice. He did it and it works. Link to comment Share on other sites More sharing options...
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