SecretAgentWoman Posted March 28, 2007 Report Share Posted March 28, 2007 I have a new listing - Palisades, say I owe verizon - must be damn old because I haven't had a land line in 5 years and my cell has only ever been sprint or cingular.Anyway, they appeared on all 3 of my CRAs just a few days ago, 2 account numbers, 2 different amounts, both amounts pure peanuts (good gracious).... but it's amazing how a collection for a mere $60- $100 reported twice on all three can tank your score.What about our 30 days for DV? Does that start when they contact me, when it shows up on my CR, or both? I mean, I'm going to DV either way, I was just curious. Link to comment Share on other sites More sharing options...
willingtocope Posted March 28, 2007 Report Share Posted March 28, 2007 In this case, "first contact" is when you saw them on your reports. Send them a "...hey, found you on my reports, never had an account with you guys, prove to me I owe you money or FOAD..." type DV. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted March 28, 2007 Author Report Share Posted March 28, 2007 I think I am actually going to include "FOAD." Because I really like that acronym.FOAD.FOAD, you toad. Link to comment Share on other sites More sharing options...
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