CantCU Posted March 29, 2007 Report Share Posted March 29, 2007 I have been reading a lot today. What started it was that I was trying to find what the abbreviation FOAD stood for, and I did! So, ok, let's double check the SOL. In the link at top, it says that the SOL for contracts if 4 years! I was always under the assumption that it was 6 years across the board in TN. In fact, when I do a google search, some say 4, others say 6. I'm still not satisfied, so I start searching my state laws...and I just cannot find it. I wound up in LexisNexis and even after dragging through that for over an hour, I could not find the answer, so here I am again.The reason this is important is that one of my COLL accounts is for an old cell phone bill. It was a one year contract, which I continued to pay until after the contract expired...they decided to up my rate, even though they guaranteed me that as long as I stayed with them, the rate would remain the same even without renewing the contract. It didn't, I refused to pay the difference, and here we are. According to my records, the contract was signed in 2001, would have ended in 2002. 6 years takes it to 2008, but if it is 4 years, then the SOL has run. Can anyone tell me what the actual statute in TN and where I can find it to send to this JDB with an FOAD?I'm feeling lucky tonight! Link to comment Share on other sites More sharing options...
qtptute Posted March 29, 2007 Report Share Posted March 29, 2007 Specific Civil ActionsThe following periods represent a small sample of the statutory limitations periods in Tennessee. Please note that it may be possible to bring multiple causes of action from a single incident of wrongful conduct, and thus even if it appears that the relevant statute of limitations has run it may remain possible to bring a different claim. Also, there may be an exception to the standard limitations period that applies to any given situation. The following list is provided by way of example. If you wish to know how the statute of limitations applies to a specific situation, you should verify the statutory time period and its relevance to your situation with a qualified Tennessee lawyer.Professional Malpractice: Professional negligence lawsuits, including medical malpractice actions, must ordinarily be filed within 1 year.Personal Injury: 1 year.Libel / Slander / Defamation: Libel, 1 year; Slander, 6 months.Injury to Personal Property: 3 years.Product Liability: 1 year.Contracts: 6 years. Link to comment Share on other sites More sharing options...
nascar Posted March 29, 2007 Report Share Posted March 29, 2007 you should verify the statutory time period and its relevance to your situation with a qualified Tennessee lawyer. Link to comment Share on other sites More sharing options...
myscoresawful Posted March 29, 2007 Report Share Posted March 29, 2007 It's 6 across the board, with the exception of auto repo deficiency, which is 4 years.with the exceptions below, that were listed above:Personal Injury: 1 year.Libel / Slander / Defamation: Libel, 1 year; Slander, 6 months.Injury to Personal Property: 3 years.Product Liability: 1 year.(but in your particular case, the cell phone contract will be 6 years)DV and see if they still have a copy! Link to comment Share on other sites More sharing options...
nascar Posted March 29, 2007 Report Share Posted March 29, 2007 I could not find the answer, so here I am again.You'll find all the information you're looking for in Title 28 Link to comment Share on other sites More sharing options...
CantCU Posted March 29, 2007 Author Report Share Posted March 29, 2007 You'll find all the information you're looking for in Title 28Thank you everyone for the responses! I had always thought it was 6 years across the board on Tennessee Debt...but I've been wrong before.The DV has been done, not within the 30 days, but done. I'm disputing it with the CRA right now because they never validated. And yes, I know a qualified Tennessee attorney would be my best route, but the bill is only $160 and they've already offered to "settle" it for less, which I don't plan to do. I'll just ride it out a bit longer. According to my TC this morning, EX has deleted it, EQ is reinvestigating it and TU shows it "disputed". But now the kicker...would the statute start to run 6 years from the time of signing or the DOLA when I refused to pay them after the contract had expired? Link to comment Share on other sites More sharing options...
wzelewsky Posted March 29, 2007 Report Share Posted March 29, 2007 Specific Civil ActionsThe following periods represent a small sample of the statutory limitations periods in Tennessee. Please note that it may be possible to bring multiple causes of action from a single incident of wrongful conduct, and thus even if it appears that the relevant statute of limitations has run it may remain possible to bring a different claim. Also, there may be an exception to the standard limitations period that applies to any given situation. The following list is provided by way of example. If you wish to know how the statute of limitations applies to a specific situation, you should verify the statutory time period and its relevance to your situation with a qualified Tennessee lawyer.Professional Malpractice: Professional negligence lawsuits, including medical malpractice actions, must ordinarily be filed within 1 year.Personal Injury: 1 year.Libel / Slander / Defamation: Libel, 1 year; Slander, 6 months.Injury to Personal Property: 3 years.Product Liability: 1 year.Contracts: 6 years.Can someone tell me the SOL is in Colorado? Does that hold if you moved to the state a little over a year ago. Link to comment Share on other sites More sharing options...
thomassl Posted March 29, 2007 Report Share Posted March 29, 2007 Can someone tell me the SOL is in Colorado? Does that hold if you moved to the state a little over a year ago.The statue of limitations for Colorado is 6 yrs. across the board. Colorado is also one of the states in which only a written promise to pay resets the statue of limitations. Payment only does not reset the statue. Link to comment Share on other sites More sharing options...
Big Time Posted April 5, 2007 Report Share Posted April 5, 2007 TBut now the kicker...would the statute start to run 6 years from the time of signing or the DOLA when I refused to pay them after the contract had expired?I'm pretty sure it's 6 years from the date of first delinquency. Link to comment Share on other sites More sharing options...
wzelewsky Posted April 11, 2007 Report Share Posted April 11, 2007 Bigg thanks to that question Link to comment Share on other sites More sharing options...
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