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old negatives


Kat99
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Hi all, thanks so much for everyones input as I am sending out my 3 DV ltrs right now via CMRRR. I used the sample ltr provided within and it starts with: "this ltr is being sent to you ni response to a notice sent to me on ????. What if I rcvd the ltrs from the CAs about 6 months ago, can i still start the DV and use this ltr? All info appreciated.

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Hi all, thanks so much for everyones input as I am sending out my 3 DV ltrs right now via CMRRR. I used the sample ltr provided within and it starts with: "this ltr is being sent to you ni response to a notice sent to me on ????. What if I rcvd the ltrs from the CAs about 6 months ago, can i still start the DV and use this ltr? All info appreciated.

I have always para phrased those letters to my own words or needs. For the older collections, I always change it from "writing to you in response to the letter I received from you" (that beginning is usually reserved for the initial 30 day contact letter they send you)...and I change it to say something more along the lines of: "I'm writing you in regards to a collection account I just saw on my credit report that is being reported by you"....

This (as if it really matters) leaves it open as to whether or not you ever actually received their first letter anyway.

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