pjfan Posted March 29, 2007 Report Share Posted March 29, 2007 Hi-I signed up about a week ago for score watch alerts. I have had a tradeline added and a collection account deleted and did not receive any alerts. Is score watch really monitoring my report daily?? Or does it take a while to kick in?Thanks Link to comment Share on other sites More sharing options...
bridgett68 Posted March 29, 2007 Report Share Posted March 29, 2007 I didnt get an alert when a TL was removed off my CR. But i did get an alert 2 days later when the other TLs verified/updated info and my score drop. Link to comment Share on other sites More sharing options...
CantCU Posted March 30, 2007 Report Share Posted March 30, 2007 Hi-I signed up about a week ago for score watch alerts. I have had a tradeline added and a collection account deleted and did not receive any alerts. Is score watch really monitoring my report daily?? Or does it take a while to kick in?ThanksI received a notification today when my EQ score went up. Link to comment Share on other sites More sharing options...
pjfan Posted March 30, 2007 Author Report Share Posted March 30, 2007 Maybe it works for some and not others There is a thread at the Myfico forums about the same issue.http://ficoforums.myfico.com/fico/board/message?board.id=myficoprod&thread.id=28 I received a notification today when my EQ score went up. Link to comment Share on other sites More sharing options...
hiblues Posted March 30, 2007 Report Share Posted March 30, 2007 Mine works fine, maybe since you just signed up it takes a while:confused: Link to comment Share on other sites More sharing options...
jrdejavux Posted March 30, 2007 Report Share Posted March 30, 2007 It most take a while because now I receive alerts for anything that changes even balance changes Link to comment Share on other sites More sharing options...
mattandallismom Posted March 31, 2007 Report Share Posted March 31, 2007 I'm not sure if it's similar to score watch from EX. Do you set a Target score? I called EX because I didn't understand how the site worked and the CS Rep said to set your target score as your actual score. You should be alerted if your score goes up or down by several points. So far it hasn't worked for me! Link to comment Share on other sites More sharing options...
CantCU Posted April 1, 2007 Report Share Posted April 1, 2007 I am in the midst of my 30 day trial of ScoreWatch from my fico. Right now, it's notifying me too much! LOL! Just this past week, I've gotten 2 alerts...one up 9 points, the other down 2. It's making me CRAZY. Their explanation was:Your FICO® score went down on a day when there were no credit alerts on your Equifax Credit Report™. This can happen if: You moved from one category of credit users to another as time passed. For example, you may have transitioned from the category "consumers with a new credit history" to the category "consumers with a two- to five-year credit history". As a result, your credit report is evaluated differently, causing a slight change in your score. The good news is that moving between categories like this usually offers you the potential to reach a higher FICO score in the future. Well, I guess that's a good thing! I'll take the 2 point drop! Link to comment Share on other sites More sharing options...
pjfan Posted April 1, 2007 Author Report Share Posted April 1, 2007 Well I finally got my first alert! So it is working I just think it is slooooowwwww......That is very interesting information. I was unaware of that. Thanks for sharing!!Your FICO® score went down on a day when there were no credit alerts on your Equifax Credit Report™. This can happen if: You moved from one category of credit users to another as time passed. For example, you may have transitioned from the category "consumers with a new credit history" to the category "consumers with a two- to five-year credit history". As a result, your credit report is evaluated differently, causing a slight change in your score. The good news is that moving between categories like this usually offers you the potential to reach a higher FICO score in the future. Well, I guess that's a good thing! I'll take the 2 point drop! Link to comment Share on other sites More sharing options...
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