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Removing Baddies from OC


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I am working on cleaning up my credit reports. I have removed most collection accounts to date and have finally started getting some *b!! Mainly what is left now are 4 baddies on each report from OC's. GMAC, Ford, Chase, and Lowes. I am being sued by Ford... so we'll see how that goes, I am going to drag this out as long as possible!! I would prefer to not mess with GMAC as this is still in SOL and it is for alot of money. But chase and lowes are in SOL but it's not that much money, how can I go about getting these removed from my credit reports? Any help would be appreciated!!:confused:

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