okla911 Posted March 30, 2007 Report Share Posted March 30, 2007 Hello, I am being sued by CITI bank for a past due credit card. The problem is I have not yet been served with a summons. CITI bank filed on 1/31/07 it's now 3/29/07. Is there a certain time period for me to be served? If they can't find me to serve me what happens? What do I do? I tried the debt validation method and when they supposedely validated it, which was not what they did, they only sent statements and nothing else. Someone please help! I am stressed out over all of this! Link to comment Share on other sites More sharing options...
TheRoadBack Posted March 30, 2007 Report Share Posted March 30, 2007 Hello, I am being sued by CITI bank for a past due credit card. The problem is I have not yet been served with a summons. CITI bank filed on 1/31/07 it's now 3/29/07. Is there a certain time period for me to be served? If they can't find me to serve me what happens? What do I do? I tried the debt validation method and when they supposedely validated it, which was not what they did, they only sent statements and nothing else. Someone please help! I am stressed out over all of this!If you haven't been served then how do you know you are being sued?How do you know they filed? Link to comment Share on other sites More sharing options...
unusualsuspect Posted March 30, 2007 Report Share Posted March 30, 2007 I would wait until served. Most courts have time limits on an action such as 6 months or 1 year. However, some states allow for substituted service (ex. newspaper notice). Also some states allow the case to proceed when the plaintiff files for a non-proof of service hearing. When you are served, answer the complaint (you have limited time- max 30 days). In the complaint, state the debt is not yours and when you ask for discovery, request contracts, etc from the creditor. Link to comment Share on other sites More sharing options...
okla911 Posted March 31, 2007 Author Report Share Posted March 31, 2007 I found out, because I got on the Oklahoma website for courts and saw my name and CITI bank had filed on me. Thanks for any and all help! Link to comment Share on other sites More sharing options...
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