smitty6941 Posted March 30, 2007 Report Share Posted March 30, 2007 i disputed on-line and then i read negative feed back about on-line disputes and just wanted to know if i have totally screwed up here or can i still dispute the account by mail as well? Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted March 30, 2007 Report Share Posted March 30, 2007 Disputes online will work fine, don't sweat it. You only have less documentation, should you want to sue the CRAs. Since 99% of us don't need to sue the CRAs, you will probably be fine.Don't dispute the same exact TLs by letter as well or you might make the disupute process go on even longer by confusing them. Link to comment Share on other sites More sharing options...
MadinKS Posted March 30, 2007 Report Share Posted March 30, 2007 Did you use the standard "no knowledge of account" or "not mine"? I think if you did, you can re-dispute the items that come back verified with another more specific dispute, i.e. balances don't match, payment history wrong, etc. But this time I would do it in writing. They can skip a couple of steps with the online dispute. Read that here. http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=263996P.S. Edited to show that I meant to tell you to wait until the online disputes are done. Link to comment Share on other sites More sharing options...
LNY Posted March 30, 2007 Report Share Posted March 30, 2007 There's nothing wrong with online disputes. For everyone who tells you not to do it, there's someone else who'll tell you they've had nothing but success. For standard disputes where you have no reason or plans to sue, online disputing is fine. If you're not satisfied with the results and want to take it further, than yes, start doing everything in writing. Link to comment Share on other sites More sharing options...
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