money bags Posted March 31, 2007 Report Share Posted March 31, 2007 On 1/24/07 my husband received a dunning letter from Asset in regards to a very old Household/Orchard account that he doesen't even think he had in 2002 this was a form letter and we replied cmrrr on 2/06/07 we asked for a calculated statement and how they came up with it and all the other things that you are entitled to ask for. On 2/22/07 we received another so called letter that said Thank you blah blah blah with a mock account statement with Asset's name at the top not Household's, statement date, old account # prior creditor what the principal is and interest/fees and balance, a wrong phone # and a partial social security # thats it, nothing stating anything that I requested so I resent a second letter stating that they didn't meet any of my required request stating that they didn't send anything that I requested and that I would like to see what their talking about and this was on 3/03/07 and we sent this cmrrr and while we are still waiting to receive a letter back from them they have put negative marks on his credit reports. Do we now send them another letter cmrrr telling them that we intend to sue or how do we handle this? We need help as were getting ready to buy a house in the next 7-8 months, What do we do now? Hope you can HELP? Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted March 31, 2007 Report Share Posted March 31, 2007 If it's truly not his, he could file identity theft. If it's truly his, I don't think your case is strong enough to sue. They are a JDB, so they probably bought the debt. You could try pay for delete, good luck. Link to comment Share on other sites More sharing options...
hiblues Posted March 31, 2007 Report Share Posted March 31, 2007 Read thisIt shows a how to have negatives removed:Primerhttp://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=263069 Link to comment Share on other sites More sharing options...
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