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Dispute to remove Tradelne from Credit Report


Swolf
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I paid my child support in full and recieved the following letter:

March 30th, 2007

Shawn

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RE: Credit Reporting

Dear Mr. <my name here>

Please be advised that case number 701******/JS2001-**** will be paid in full with the payment you made through Expertpay on 3/23/07. The order number AH**-**-**** is an old order number that was incorporated into order number JS2001-****. Both order numbers existed under the same case number (**********) and both are paid.

We report updated balances to the Credit Reporting Agencies on a monthly basis. It is up to the individual CRA to update your credit report. It is permissible that they update and/or remove these accounts from your credit report as needed once they have been paid in full.

If you have any further questions, you may contact this agency.

Sincerly,

Signature

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Ok so now I have this letter and I need to send it, my confirmation of pay and a letter asking for deletion. Now my problem is I have never done this before and have no idea of how to write the letter...lol. If anyone can help me with how the letter should go and what to put in it I would appricate it.

I also heard child support weighs heavily on your score and could possibly bump my score up 30 to 40 points. Does anyone know for sure?????

Thank you so much for your help

Shawn

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If you send that letter, they MAY update the tradeline to "paid" and keep the history.

I would try to simply dispute as "not mine" at first and see if it gets deleted entirely.

I already did that and it came back as verified. Thats why I need help. I was hoping a letter to the CRA would do the trick and get it removed since they stated it could.

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