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How to respond..


southgal6
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:shock: i sent a validation letter to Questcare Medical Services in TX seeking payment for a hospital bill. The (happy) shock comes from the fact that their reponse states 0.00 throughout...all days late: 0.00; total bal 0.00; pending 0.00; total due 0.00, etc. The only other amount is $310.00 pd on 11/16/01 - I don't know where that came from.

Regardless, now that they've sent me a statement with nothing due, how do I respond? I looked, but can't find a form letter from which to begin.

Do I send the a copy of their statement to the credit bureaus, with a request to remove this from the records?

Thanks

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How is it being reported to the CRA's? If it's being reported as a $0 then it's being reported properly. The statements from them saying $0 won't change anything unless you get the company reporting the debt to remove the TL. Is Questcare the OC or a CA?

Either way, you can try to dispute the TL w/CRA's and hope for a delete or, if that doesn't work, write a goodwill letter (see links above for sample) asking for deletion since it's paid. Don't forget to say pretty please.

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