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Willful non-compliance FCRA violations

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I have a couple of JDB's reporting their usual BS (factoring company, re-aging, open account, past due, etc).

Disputed w/ CRA's ("this is not a factoring account", "incorrect date of last activity", etc....NOT using the "not mine" option) , and of course the vultures verify.

Is this enough for the "willful noncompliance" that is required to sue under the fcra?

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