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Macys Credit Increase


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I just got a $200 increase in macys. Putting my CL at $1000. I know its not much but 3 years ago I was getting all my CL decreased. I called Macy's to see if I could get an increase but I dont want a hard inquiry since i plan on buying a house within a year (which I'm not) and want the best rate possible. The rep told me they just review your account and go by your credit history of on time payments for atleast 6 months and you cant have another increase in that 6 month period.

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Good to know. I've had an account for ten years. I got it when I was 18. I think I used it once when I first opened the account. I'll use it and make on time payments for a few months before requesting a credit increase.

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