OutOfTheFryingPan Posted April 6, 2007 Report Share Posted April 6, 2007 I have a second mortgage that was IIB but reaffirmed. The Ch7 was filed in 07/06 and discharged in 12/06.On truecredit EX shows a CO on 12/06. Then shows it going back to normal payments in March of 2007.When looking at the actual EX report is doesn't show up as a charged off. Just shows that the normal payments are being made.Which one are lenders going to see and what should be done?Thanks Link to comment Share on other sites More sharing options...
LadynRed Posted April 6, 2007 Report Share Posted April 6, 2007 If the Truecredit is a 3-in-1 report, don't go by it. Go by the 'real deal' from EX. Legally it can NOT show a charge-off if it was not in charge-off status before you filed for bankruptcy. It whould be noted as 'IIB" -even if you reaffirmed it. Link to comment Share on other sites More sharing options...
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