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an opinion please


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i am in a debt consoldation program i have 2 discover cards 1 my husband 6000.00 and mine 10,000 these debts are with 1 zwicker and assoc and 2 mann bracken the program has me paying 129.00 month on the 6000 acct and 217.10 on the larger per month - i do WANT TO PAY THESE DEBTS AND WHEN PAID IN FULL THE CREDIT AGENCY IM WORKING WITH SHOULD GET ALL IN WRITING ABOUT CLEARING THE DEBTS OFF MY CREDIT REPORT - OF COURSE MANN BRACKEN SAYS THEY NEED THE BALANCE PAID OFF IN 6 MONTHS BUT AFTER READING THIS SITE IM REALIZING I REALLY HAVE NO WORRIES IF THEY WOULD TAKE ME TO COURT (IF) WOULDNT THE JUDGE SEE THAT I AM NOT EVADING THE DEBT AND MAKING MONTHLY PAYMENTS I CAN AFFORD? I AM A LITTLE WORRIED BECAUSE THESE ARE LARGE AMOUNTS SO NOT PAYING ANYTHING SCARES ME BUT DO YOU THINK I A IN A GOOD PLACE DOING WHAT I AM NOW?

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