pjfan Posted April 7, 2007 Report Share Posted April 7, 2007 When you know you had a major change on the report. It showes up on TC and waiting for My Fico to send alert and updated score is the worst.....I think I am obsessed with checking my report........I need credit report anonymous! Link to comment Share on other sites More sharing options...
direred Posted April 7, 2007 Report Share Posted April 7, 2007 Yeah, classic "hurry up and wait." Link to comment Share on other sites More sharing options...
chilton1 Posted April 7, 2007 Report Share Posted April 7, 2007 I have 0 patience. I pulled my report on TC today and Crap one is no longer reporting on EQ (now they are only on my TU report).Well I was waiting for a score incrase from fico. Nothing. So I called FICO and told them that my report has changed but i have not received any alert. Long story short I got a free report and what do you know. The score did not even move one point. This is a settle for less than full balance (on a 2003 charge off) from last year. I was expecting a 20-30 point increase. I just got a 25 point increase from a paid collection (paid last year ~august ) charged off 2002. What is wrong with FICO????I wont complain any more I am glad i now have only 1 bad boy left on Equifax. Link to comment Share on other sites More sharing options...
pjfan Posted April 8, 2007 Author Report Share Posted April 8, 2007 Well I am still waiting. It's been 3 days now!I have 0 patience. I pulled my report on TC today and Crap one is no longer reporting on EQ (now they are only on my TU report).Well I was waiting for a score incrase from fico. Nothing. So I called FICO and told them that my report has changed but i have not received any alert. Long story short I got a free report and what do you know. The score did not even move one point. This is a settle for less than full balance (on a 2003 charge off) from last year. I was expecting a 20-30 point increase. I just got a 25 point increase from a paid collection (paid last year ~august ) charged off 2002. What is wrong with FICO????I wont complain an more I am glad i now have only 2 baddies left on Equifax. Link to comment Share on other sites More sharing options...
chilton1 Posted April 8, 2007 Report Share Posted April 8, 2007 Maybe there was no score change. Link to comment Share on other sites More sharing options...
mattandallismom Posted April 8, 2007 Report Share Posted April 8, 2007 LMAO, I wrote to complain about my score never changing and it went down for the first time the next day by 7 points. Ironic!!! Link to comment Share on other sites More sharing options...
pjfan Posted April 8, 2007 Author Report Share Posted April 8, 2007 Yes that could be, but I never got an alert of any change at all.Maybe there was no score change. Link to comment Share on other sites More sharing options...
chilton1 Posted April 9, 2007 Report Share Posted April 9, 2007 I think the alert only goes out when they add stuff to the report not when they remove stuff. If the removal results in a score increase you will get a score alert. Link to comment Share on other sites More sharing options...
VidaB Posted April 9, 2007 Report Share Posted April 9, 2007 I think the alert only goes out when they add stuff to the report not when they remove stuff. If the removal results in a score increase you will get a score alert.What service are you monitoring with? Link to comment Share on other sites More sharing options...
pjfan Posted April 9, 2007 Author Report Share Posted April 9, 2007 Finally go the alert today. went up 5 points. New account added.Yes that could be, but I never got an alert of any change at all. Link to comment Share on other sites More sharing options...
chilton1 Posted April 12, 2007 Report Share Posted April 12, 2007 What service are you monitoring with?I have fico score watch that monitors equifax. They suck with alerts. I am trying the equifax scorepower/watch and i have been getting the alerts with them. Link to comment Share on other sites More sharing options...
direred Posted April 12, 2007 Report Share Posted April 12, 2007 I have gotten every alert within hours of the EQ one.As an example, this morning at about 10:15, I got the EQ alert. A few minutes ago, I got the myFICO one.I know there are people for whom it sucks, but I haven't been one of them. Link to comment Share on other sites More sharing options...
chilton1 Posted April 13, 2007 Report Share Posted April 13, 2007 I have gotten every alert within hours of the EQ one.As an example, this morning at about 10:15, I got the EQ alert. A few minutes ago, I got the myFICO one.I know there are people for whom it sucks, but I haven't been one of them.You are quite the lucky one. I had an inquiry on monday. I got the alert on Thursday. They are terrible, but I don't have a choice. All I can do is call them every once in a while and get a credit for the poor service. Link to comment Share on other sites More sharing options...
direred Posted April 13, 2007 Report Share Posted April 13, 2007 You are quite the lucky one. I had an inquiry on monday. I got the alert on Thursday. They are terrible, but I don't have a choice. All I can do is call them every once in a while and get a credit for the poor service.I probably should have mentioned that sometimes it takes a couple of days to get the EQ notice, too. Link to comment Share on other sites More sharing options...
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