SecretAgentWoman Posted April 7, 2007 Report Share Posted April 7, 2007 I just happened to be studying some CRs I had from last year and noticed two of them - ASSet Acceptance and Genesis - had deletion dates of July 2007 and January 2007 respectively. Funny, the current report says December 2007 and June 2007 now...Who's at fault for the re-aging, the CRA or CA? Can either claim "my bad, the first date was wrong"? Link to comment Share on other sites More sharing options...
serenity06 Posted April 7, 2007 Report Share Posted April 7, 2007 I would like to know as well because 2 of mines did the same thing... Link to comment Share on other sites More sharing options...
egallagher2k Posted April 7, 2007 Report Share Posted April 7, 2007 I am now getting reagings almost everytime I do a DV. This must be something being bantered about in industry trades. Link to comment Share on other sites More sharing options...
Tazjeepcj7 Posted April 7, 2007 Report Share Posted April 7, 2007 I disputed an old Household account with Experian recently and Experian allowed a "third party" to verify the account. All the old late pay info before the account defaulted was deleted. I'm currently trying to find out if the DOFD has been changed on the Experian report and if the third party that verified the account was Resurgent. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted April 7, 2007 Author Report Share Posted April 7, 2007 I just reviewed an Experian report I had from September 2006, to the current one, and just about EVERY tradeline showing on both reports suddenly jumped 6 months into the future for date due to fall off the report.This sounds really, really, fishy and illegal. Link to comment Share on other sites More sharing options...
divemedic Posted April 7, 2007 Report Share Posted April 7, 2007 It is illegal, and good news for you, if you can prove it. It is against the law. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted April 7, 2007 Author Report Share Posted April 7, 2007 Which goes back to my original question - who will be primarily held responsible for this if it would go to court, the CRA or the CA/JBD?*off to start writting nasty letters* Link to comment Share on other sites More sharing options...
VonAngel (aka EarthAngel) Posted April 7, 2007 Report Share Posted April 7, 2007 Which goes back to my original question - who will be primarily held responsible for this if it would go to court, the CRA or the CA/JBD?*off to start writting nasty letters*The CRA only reports what it's given by the data furnisher. More than likely, it's the CA/JDB who's responsible. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted April 7, 2007 Author Report Share Posted April 7, 2007 Great, because I'm going to have a BALL writing letters. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted April 8, 2007 Author Report Share Posted April 8, 2007 You know, I'm beginning to think it was Experian who re-aged all those accounts.It is consistent among so many accounts - all jumped forward - some are from collection agencies that are not really aggressively collecting and even a couple that I have not disputed with Ex or directly with the agencies because they were going to fall off naturally. Only they didn't fall off, they got re-aged.Is it possible Experian has decided to go by the 7.5 years all of a sudden instead of 7? Link to comment Share on other sites More sharing options...
serenity06 Posted April 8, 2007 Report Share Posted April 8, 2007 I don't know secretwoman but it is pissing me off. I am ready for them to fall off of my CR. This is truly ridiculous. Link to comment Share on other sites More sharing options...
dpgirl Posted April 8, 2007 Report Share Posted April 8, 2007 I had an interesting experience with Equifax just last week. I disputed the date of first delinquency on an account. The rep kept asking me what I thought it should be and I gave her a ballpark figure of around 10-2000. She asked me quite a few time, it was really strange. Anyway the next day it showed up with that date. It is actually not right as I have since found out the correct date. She obviously just changed it to what I said. What kind of accuracy is that? Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted April 8, 2007 Author Report Share Posted April 8, 2007 Well, I think I may give a call to Equifax then! "The date was Nov 1999...on every account....that's the ticket..." Link to comment Share on other sites More sharing options...
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