naia Posted April 8, 2007 Report Share Posted April 8, 2007 I've just received 2 letters from RJM Acquisitions Funding LLC, sent to both my home and office addresses, regarding a Fingerhut account: In it, it states:Original/Previous Creditor: FingerhutOriginal/Previous Acct #: XXXXXXXX-XXLast payment amount: $47.00Last Payment Date: July 29, 1996The bill is for $170.I copied the DV letter, and added the cease-and-desist statment as the SOL has expired at this point.My question is this: Does the SOL simply prevent this CA from suing you or collecting from you? Can't they sell the acct to some other OC and the process starts all over again? Just a little confused...content on this site is pretty overwhelming, but definitely eye-opening!Thanks,Naia Link to comment Share on other sites More sharing options...
divemedic Posted April 8, 2007 Report Share Posted April 8, 2007 Don't even bother. Send them a FOAD letter. Link to comment Share on other sites More sharing options...
myscoresawful Posted April 10, 2007 Report Share Posted April 10, 2007 I'm beginning to believe this is a scam.I got one of those letters from them too...about two weeks ago. If I recall correctly, it was from about 1996 too.I never had a finger hut account, but that is who the OC they claim was.I agree with Dive, thats what he told me to do and I did.I don't think they can even report it to the CRA if it is that old and genuinely yours anyway. Link to comment Share on other sites More sharing options...
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