Jump to content

Told T-mobile kiosk, "you are not authorized to pull an Inquiry" - THEY DID ANYWAY...

Recommended Posts

Ok, so I was looking around for cell service,

I went by a T-mobile Kiosk

and asked about the T-Mobile plans...

the guy asked for my Drivers License, I said,

Ok but don't pull a credit inquiry on me.

He said,

oh no, it's ok, I'm not going to pull an inquiry....


I stated repeatedly ( at least 4 times) , DO NOT PULL an Inquiry...

you are NOT authorized to pull an inquiry and

he keep reassuring me that he would not.

I told him if you pull an inquiry I will know tomorrow because

I have a notification service.. again he reassuring me that he would not.

Next day... guess what.. I get notified that I have a new inquiry

on my TU report.

I'm sure they are doing this to hundreds of people

a week and getting away with it.

My question....

Should I sue?.....

It's a violation of up to $1000, but would I get it?

That's the question.

Link to comment
Share on other sites

No, I didn't sign a thing...

It's funny, I printed out my notification and went down there..

they sorta panic. and offered me

3 blackberries for free ( I have 3 lines)

plus a 1000 minutes,

plus 5 fav's,

plus unlimited t-mo to t-mo,

plus unlimited text,

plus one phone has internet,

all for $100 a month,


is good and all... but I don't NEED Black Berries, ( my wife wants a light pink phone anyway, BB don't come in pink)


do I NEED internet service on my phone...


if anyone wants a very good value in a cell phone service..

theres the way to get it.. hehe.

or easy money.. :-)

ANYWAY...., back to my question... if I sue will I get the $1000?

Has anyone heard of or actually sued for an inquiry, and what did they get?

They were talking and said, "we were told it was a soft inquiry"

if no-one comes up with anything, I will send a non-PP ITS....

I wonder if I should just file the suit???


Link to comment
Share on other sites

Somewhere I read that only an Employer has to have written permission to pull your report.

Unfortunately, T Mobile only has to say that you told them "ok" verbally if that is the case.

I do hate it when the sob's get sneaky like that.

The first thing I would do would be to dispute the pull with the CRA.

Link to comment
Share on other sites

RA said he got 5K. And NY state sued on behalf of consumers who had their credit pulled illegally.


I would sue. You have to sign giving them the right to pull your report. So what if they give you all those things. None of it is free; all that does is make money for them.

You can accept the things if you want them and still sue the bastards.

Link to comment
Share on other sites

We've sued on that before. Gotten lots of $$$$$. Most of it is confidential. What I am allowed to say that we've sued and prevailed.

Also you need to becareful when you go to car dealerships, they do the same thing.

Did they give you a turn down notice or anything?

Link to comment
Share on other sites

This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.