GucciMark Posted April 9, 2007 Report Share Posted April 9, 2007 Ok, so I was looking around for cell service,I went by a T-mobile Kioskand asked about the T-Mobile plans...the guy asked for my Drivers License, I said,Ok but don't pull a credit inquiry on me.He said,oh no, it's ok, I'm not going to pull an inquiry....soI stated repeatedly ( at least 4 times) , DO NOT PULL an Inquiry...you are NOT authorized to pull an inquiry andhe keep reassuring me that he would not.I told him if you pull an inquiry I will know tomorrow becauseI have a notification service.. again he reassuring me that he would not.Next day... guess what.. I get notified that I have a new inquiryon my TU report.I'm sure they are doing this to hundreds of peoplea week and getting away with it.My question....Should I sue?.....It's a violation of up to $1000, but would I get it?That's the question. Link to comment Share on other sites More sharing options...
Big Time Posted April 9, 2007 Report Share Posted April 9, 2007 Send a non PP ITS. Did you sign anything? Link to comment Share on other sites More sharing options...
GucciMark Posted April 9, 2007 Author Report Share Posted April 9, 2007 No, I didn't sign a thing...It's funny, I printed out my notification and went down there..they sorta panic. and offered me3 blackberries for free ( I have 3 lines)plus a 1000 minutes,plus 5 fav's,plus unlimited t-mo to t-mo,plus unlimited text,plus one phone has internet,all for $100 a month,which is good and all... but I don't NEED Black Berries, ( my wife wants a light pink phone anyway, BB don't come in pink) nordo I NEED internet service on my phone...so.. if anyone wants a very good value in a cell phone service..theres the way to get it.. hehe.or easy money.. ANYWAY...., back to my question... if I sue will I get the $1000?Has anyone heard of or actually sued for an inquiry, and what did they get?They were talking and said, "we were told it was a soft inquiry"if no-one comes up with anything, I will send a non-PP ITS....I wonder if I should just file the suit???hhmmmmmm Link to comment Share on other sites More sharing options...
myscoresawful Posted April 10, 2007 Report Share Posted April 10, 2007 Somewhere I read that only an Employer has to have written permission to pull your report.Unfortunately, T Mobile only has to say that you told them "ok" verbally if that is the case.I do hate it when the sob's get sneaky like that.The first thing I would do would be to dispute the pull with the CRA. Link to comment Share on other sites More sharing options...
chilton1 Posted April 10, 2007 Report Share Posted April 10, 2007 RA said he got 5K. And NY state sued on behalf of consumers who had their credit pulled illegally.http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=264440&highlight=York+state+attorney+generalI would sue. You have to sign giving them the right to pull your report. So what if they give you all those things. None of it is free; all that does is make money for them. You can accept the things if you want them and still sue the bastards. Link to comment Share on other sites More sharing options...
qtptute Posted April 10, 2007 Report Share Posted April 10, 2007 We've sued on that before. Gotten lots of $$$$$. Most of it is confidential. What I am allowed to say that we've sued and prevailed. Also you need to becareful when you go to car dealerships, they do the same thing. Did they give you a turn down notice or anything? Link to comment Share on other sites More sharing options...
GucciMark Posted April 10, 2007 Author Report Share Posted April 10, 2007 It was not a turn down... they approved me,but I told them REPEATEDLY as firmly asI could without yelling, "You do not have authorization to pullan inquiry" Link to comment Share on other sites More sharing options...
chilton1 Posted April 10, 2007 Report Share Posted April 10, 2007 Sue them. Some jackass walking around the mall has all your info. Link to comment Share on other sites More sharing options...
Recommended Posts