shamrockgal Posted April 9, 2007 Report Share Posted April 9, 2007 Hi there,If you read my previous threads you will notice that I've had problems with Crap 1 lately. They have hammered me with fees on top of more fees. The CS Rep wouldn't give me much more than $130 in credit even though I have more than $500 in fees at this point.As things stand today, I am 3 months behind in payments. I had enough money to actually clear things up a month ago, but the "Account Manager" waited 10 days to return my call and therefore the money went elsewhere - other bills.I now owe more than $1000 on a $500 limit card. I know that its cruising towards collections too...Given the current situation, would one advise me to a) pay $10 just to keep it out of collections for another month and hope that a large commission check comes in or just let it get charged off then negotiate? If I get it charged off, are they easy to deal with? Do they do Pay for delete? What are the implications of both? I truly do not know what to do. Advise would truly be appreciated in this matter - I'm starting to loose sleep over this one. Its my ONLY card thats jacked up. Link to comment Share on other sites More sharing options...
direred Posted April 9, 2007 Report Share Posted April 9, 2007 Ask the exec offices for an agreement for a Rule 5000 re-age. That will allow you to get current, and so forth. I don't have a current number, but someone might. Link to comment Share on other sites More sharing options...
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