SecretAgentWoman Posted April 10, 2007 Report Share Posted April 10, 2007 I was just curious if all our experiences were the same...In your efforts at credit repair, which of the big 3 gave you the hardest time? Link to comment Share on other sites More sharing options...
marohan Posted April 10, 2007 Report Share Posted April 10, 2007 Experian is in bed with the collection agencies!!! Link to comment Share on other sites More sharing options...
Big Time Posted April 10, 2007 Report Share Posted April 10, 2007 Ex has been the most stubborn for me, and the most likely to eventually get sued.Eq is 2nd, TU coming in 3rd. Link to comment Share on other sites More sharing options...
TheRoadBack Posted April 10, 2007 Report Share Posted April 10, 2007 Experian hands down is the winner!!!!! Link to comment Share on other sites More sharing options...
lyle7289 Posted April 10, 2007 Report Share Posted April 10, 2007 E Q U I F A X !!!!!!!!!!!!!! Link to comment Share on other sites More sharing options...
SugarNspice Posted April 10, 2007 Report Share Posted April 10, 2007 Experian is the toughest. They seem to verify eveything the fastest usually within 2 weeks. Link to comment Share on other sites More sharing options...
Big Time Posted April 10, 2007 Report Share Posted April 10, 2007 Experian is the toughest. They seem to verify eveything the fastest usually within 2 weeks.That's because they don't actually do anything except assume you're lying. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted April 10, 2007 Author Report Share Posted April 10, 2007 Experian for me. What pains in the arses. Link to comment Share on other sites More sharing options...
TheRoadBack Posted April 10, 2007 Report Share Posted April 10, 2007 I see a pattern here.......lol Link to comment Share on other sites More sharing options...
chilton1 Posted April 10, 2007 Report Share Posted April 10, 2007 TU hardest to get deletes. Even when the Creditor agrees to delete they take forever.Equifax now fastest with the deletes.Experian deleted the fastest when I started. Now they verify in two days. Problem is even when there is a mistake they play stupid and leave crap on your report. They tried to convince me that two different people can report the same account and none of the two is the OC. I tell you when the SOL has passed I am going after Experian as well. Link to comment Share on other sites More sharing options...
mattandallismom Posted April 10, 2007 Report Share Posted April 10, 2007 Equifax Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted April 10, 2007 Author Report Share Posted April 10, 2007 Boy, who knew TransUnion would be so helpful? Link to comment Share on other sites More sharing options...
direred Posted April 10, 2007 Report Share Posted April 10, 2007 I heart TU, actually. Alas, no one pulls it in these parts. Link to comment Share on other sites More sharing options...
mattandallismom Posted April 10, 2007 Report Share Posted April 10, 2007 Tu makes it a pain in the butt to get your free annual credit report. Link to comment Share on other sites More sharing options...
MadinKS Posted April 10, 2007 Report Share Posted April 10, 2007 TU SUCKS! They are the only ones I have trouble with. I have had 3 collections removed from EX and EQ, but TU will not remove them. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted April 11, 2007 Author Report Share Posted April 11, 2007 Well, I guess TU likes the rest of us, just not YOU! lolReally, tho, that sucks, and good luck. Link to comment Share on other sites More sharing options...
Fizzle1979 Posted April 11, 2007 Report Share Posted April 11, 2007 Equifax ... I have to deal with CSC. Equifax has the most inquiries...stuff that doesn't shpw up on TU or EX shows up on my EQ report. Personally I'd rather take a beating than deal with CSC. Link to comment Share on other sites More sharing options...
MissaFraQ Posted April 12, 2007 Report Share Posted April 12, 2007 Experian is my toughest nut to crack. No matter how many times I hit them with the hammer - that nuts stays intact.Equifax is my 2nd hardest nut. After a few hits with the hammer they crack.TransUnion shows me much love. I just have to ask and they say "Okay MissaFraQ, we can do that for you." Link to comment Share on other sites More sharing options...
mattandallismom Posted April 13, 2007 Report Share Posted April 13, 2007 They all are pretty much a bunch of bumble*****. How can you control the destiny of people yet be wrong so often? Link to comment Share on other sites More sharing options...
TxStorm Posted April 13, 2007 Report Share Posted April 13, 2007 Equifax wins easily!!!! For me, EQ has been the hardest to dispute, and has taken the longest to delete items that EX and TU deleted weeks prior. The CSC website is a PITA! And everyone likes to pull them it seems! Link to comment Share on other sites More sharing options...
JessFolk Posted April 13, 2007 Report Share Posted April 13, 2007 Equifax was the fastest to fix everything, in fact I am almost at 700 myfico score. TU on the other hand hasnt fixed a thing and when my dispute came back, checked into it and said there wasnt a dispute? Now they are getting a CMRR letter(which I should of done at first!). Link to comment Share on other sites More sharing options...
hajimon Posted April 13, 2007 Report Share Posted April 13, 2007 EX hands downh Link to comment Share on other sites More sharing options...
Littleman Posted April 13, 2007 Report Share Posted April 13, 2007 My personal experience is that EX was the hardest to get anything removed!!! I've had a tone of headaches from them. But finally I almost have my report clean. Still tho I think EX wins hand down:? Link to comment Share on other sites More sharing options...
Gandolf Posted April 14, 2007 Report Share Posted April 14, 2007 Experian wins hands down. A distant second is TU and my favorite is EQ. I've never had any trouble at all with EQ. Link to comment Share on other sites More sharing options...
TxStorm Posted April 14, 2007 Report Share Posted April 14, 2007 I suppose it matters where you live when dealing with Equifax if you don't have to deal with CSC. Link to comment Share on other sites More sharing options...
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