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Can a paid collection ever be a good thing???


pinkeysas
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Last year (before finding this site) I paid a settlement to Calvary Portfolio (a CA) who was collecting on behalf of AT&T.

Now on my recent CR they are listed as:

STATUS: Paid in settlement

CREDITOR'S STATEMENT: Account legaly paid in full for less than full balance.

The strange thing is that this listing is listed under my ACCOUNTS IN GOOD STANDING section of my CR. I thought that a paid collection was a BAD thing???

Am I missing something?

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Yes, If you are trying to get a mortgage or private student loans for example you cant have any outstanding collection debt.

It probably is hurting your score. I gain 25 when i paid colletion from last year was removed. After it was paid it was also reported with my good accounts.

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