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YAY! Another win for me!


InsideTexas
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Was up late last night so took a nap as soon as I got home from work and didn't check the mail. Went out just a minute ago and had a few things (a crappy CC offer, some ads, etc.) and two envelopes from GEMB/Sam's Club Credit.

I had sent them a nutcase letter. A LONG time ago I told them I was moving. Tried and tried to update my address via mycheckfree since they didn't send me paper statements anymore. For some reason, it wouldn't update and I thought it had the last time I did it.

Well, it wasn't updated. I finally called them and told them I hadn't been receiving statements, here's my new addy, etc. Never got a bill. Forgot about it. Saw my CR recently and there were lots of late late lates. Paid it off as soon as I saw the balance.

Got mad and sent them the nutcase letter as well as a notice where I tried to change my address on mycheckfree.com and it wouldnt; and lastly a copy of the different delinquency reporting on my CR.

The two letters today said (in essence): your credit line is back open with a $0 balance and has returned to it's previous limit. You are a valued Sam's Club customer. We are very sorry for the inconvenience this has caused you. Second letter said: "Three letters have been sent to each credit bureau to delete all derogatory info. from them. Please keep this letter as your personal reference. Again, we are truly sorry for any inconvenience this may have caused you."

I'm thrilled!

Now onto the furniture store (they got a nasty nasty letter sent to them today for the LAST time) and WFNNB who changed my reports to match delinquencies, and tried to hide it by inserting the comment "High whatever is credit limit." Sorry guys, I already have proof you verified the wrong delinquencies. I'm going to nail them to the wall shortly if they don't take that one off.

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and WFNNB who changed my reports to match delinquencies, and tried to hide it by inserting the comment "High whatever is credit limit." Sorry guys, I already have proof you verified the wrong delinquencies. I'm going to nail them to the wall shortly if they don't take that one off.

Can you explain what your plan for WFNNB is, I am in the same situation and was about to send a letter to them. I have two 30 day lates with them. They are reported as late X month with one CRA and Y month with the other two. Is this the plan...

1. Dispute lates with 3 CRA's

2. If deleted great if not then...

3. Send letter

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