Seth1234 Posted April 12, 2007 Report Share Posted April 12, 2007 I have a court date coming up on April 23. I am being sued by Mann Bracken on behelf of Chase. I owe them $8,200.00. I am self employed and have two bank accounts one for personal and one for business. I live in Nashville, Tennessee and work in the music business. I have so many questions. I am in a state of panic right now. 1. What can expect when I go to court ???2. What should my defense be ???3. I have tried to find a laywer to take my case. If anyone knows of a quilified lawyer in Tennessee please point them my way.4. I would like to set up a payment plan with Mann Bracken or Chase but no one seems to want to deal. Business has been real slow lately and I just can't afford the settlement offers they are making.5. I have been advised to go to court and ask for a slow pay but I probably couldn't even afford that right now.6. Last question, I owe other credit card companies a total of about $32,000.00 or so and haven't been able to pay on them in over a year. I own my house or at least the mortgage company does I am current on my mortgage and all my utilties just busniess had been really bad for the past year but it is starting to pick up. Bankruptcy is out of the question. I have looked to consumer credit counseling and have heard and read mixed review about them. Any suggestions on this path ??Sorry for such rambling, I am just freaked out about everything. Thanks in advance to everyone and anyone that can help me with some advice.Seth Link to comment Share on other sites More sharing options...
avalon Posted April 12, 2007 Report Share Posted April 12, 2007 I would suggest going to http://www.naca.net/ for a good lawyer. Link to comment Share on other sites More sharing options...
Guest Jary Posted April 12, 2007 Report Share Posted April 12, 2007 NACA Lawyers in TN, hope this helps.Martin HolmesStewart, Estes & Donnell, PLC424 Church St., Ste 1401Nashville, TN37219(615) 244-6538www.sedlaw.com Binding Mandatory Arbitration: Experienced Credit Reporting Problems: Advanced Debt Collection Abuse: Experienced Identity Theft: Advanced Military Consumer Rights: Interested Predatory Lending Practices: Advanced Alan LeeAlan Lee, AttorneyPO Box 1357Morristown, TN37816(423) 581-0924info@alanlee.com Binding Mandatory Arbitration: Experienced Credit Reporting Problems: Interested Debt Collection Abuse: Advanced Identity Theft: Interested Military Consumer Rights: Interested Predatory Lending Practices: Interested Student Loans: Interested Kevin SniderSnider & Horner, PLLCCorporate Gardens, 9056 Stone Walk PlaceGermantown, TN38138(901) 751-3777snider@lawyer.comwww.kevinsnider.com Auto Fraud: Advanced Binding Mandatory Arbitration: Experienced Credit Reporting Problems: Experienced Debt Collection Abuse: Experienced Identity Theft: Experienced Lemon Law: Advanced Military Consumer Rights: Interested Predatory Lending Practices: Advanced Student Loans: Experienced Steven TaterkaLaw OfficesP. O. Box 368Kingston Springs, TN37082-0368(615) 952-3661stevetaterka@earthlink.net Auto Fraud: Advanced Binding Mandatory Arbitration: Experienced Credit Reporting Problems: Experienced Debt Collection Abuse: Advanced Lemon Law: Experienced Military Consumer Rights: Interested Predatory Lending Practices: Experienced Student Loans: Experienced Link to comment Share on other sites More sharing options...
Seth1234 Posted April 12, 2007 Author Report Share Posted April 12, 2007 I tried the path of Martin Holmes today, they only represnt people in class action law suits. They referred me to another person (I was greatly dissappointed). So I don't know where to go from here.Seth Link to comment Share on other sites More sharing options...
Seth1234 Posted April 12, 2007 Author Report Share Posted April 12, 2007 I tried the path of Martin Holmes today, they only represnt people in class action law suits. They referred me to another person (I was greatly dissappointed). So I don't know where to go from here.Seth Link to comment Share on other sites More sharing options...
Seth1234 Posted April 12, 2007 Author Report Share Posted April 12, 2007 Sorry about the double post. I am new to this, but anyway should I send Mann Bracken dv now since my court case is only a week away or should I wait till the court date and show up with all this paper work to blow them away ???Seth Link to comment Share on other sites More sharing options...
unusualsuspect Posted April 12, 2007 Report Share Posted April 12, 2007 DV letter is useless at this point. Show up to the court date with your papers. Don't roll over and give them an easy default victory. Link to comment Share on other sites More sharing options...
Kanman Posted April 23, 2007 Report Share Posted April 23, 2007 Don't count on the lawyers. The naca lawyers seem nice enough but the two in my area that handled consumer debt problems were no help. One was really nice, but had an overload of cases and could not take mine. The other actually laughed at me and told me he does not help people who actually owe money. I thought, so much for consumer advocacy.Besides, I was reading a thread on another forum where a someone hired a lawyer to help after being sued by a CC via a collection lawyer. After months of the trial, it cost him around $6K in lawyer fees. Who has that kind of money? If I had, I would settle most of my card debt. Link to comment Share on other sites More sharing options...
IHateCAs Posted April 24, 2007 Report Share Posted April 24, 2007 Don't count on the lawyers. The naca lawyers seem nice enough but the two in my area that handled consumer debt problems were no help. One was really nice, but had an overload of cases and could not take mine. The other actually laughed at me and told me he does not help people who actually owe money. I thought, so much for consumer advocacy.Besides, I was reading a thread on another forum where a someone hired a lawyer to help after being sued by a CC via a collection lawyer. After months of the trial, it cost him around $6K in lawyer fees. Who has that kind of money? If I had, I would settle most of my card debt.There is definitely a benefit to paying $6k in lawyer fees, depending on the situation. Link to comment Share on other sites More sharing options...
cracrap Posted April 24, 2007 Report Share Posted April 24, 2007 what happened in court?? Link to comment Share on other sites More sharing options...
admin Posted April 25, 2007 Report Share Posted April 25, 2007 Look in our resources section, we have a list of lawyers there. Link to comment Share on other sites More sharing options...
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