Stock in the DV loop.

[dnap]

Ok, here is the short version of the problem. The TLs are 2 years old, CA is Certified Recovery System in Houston, TX. I wrote 3 letters to them and I get nothing but phone calls. They tell me that the dept is verified because they have my name, address and the email address. They want my lawyer’s name, etc. I know for a fact, that they do not have any written documentation because there was nothing ever signed with the OC, it was done over the phone. The CRA verified the dept by supplying me with the name of the CA, address, and the phone #. I do not need the name since the same lady calls me once a week from the CA. What should I do? The dept is for $1500.

[Big Time]

Couple things you need to do differently:

Quit talking to them over the phone, everything they tell you is a lie.

Read the primer and make sure you send them certified mail disputing the debt.

http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=263069

D-e-b-t is how you spell that word.

If the OC still owns the account, try calling them to set up a payment plan if you are willing to pay them.