kellyms25 Posted April 12, 2007 Report Share Posted April 12, 2007 I recently pulled my credit report and American Express is on my Equifax and Transunion credit report as charged off. My Transunion report says that it will fall off 06/2007 but the Equifax report does not state how long it will continue to be on my report. Should I contact American Express and offer to pay the full amount in return for a deletion of should I wait and see what happens? I really need this off of my credit report. P.S. Has anyone every gotten American Express to delete an item off of their credit report in exchange for full payment? Link to comment Share on other sites More sharing options...
thomassl Posted April 12, 2007 Report Share Posted April 12, 2007 Why not just wait until June for it to fall off completely? Link to comment Share on other sites More sharing options...
kellyms25 Posted April 13, 2007 Author Report Share Posted April 13, 2007 I would like to wait but I am not sure when Equifax will remove the entry. I am really anxious for a boost in my credit score. Link to comment Share on other sites More sharing options...
ConfusedToo Posted April 13, 2007 Report Share Posted April 13, 2007 Let sleeping dogs lie. Let it fall off. Has the SOL passed? Your SOL may be less than the 7 yrs that it stays on CR. Link to comment Share on other sites More sharing options...
Recommended Posts