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American Express Settlement


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I recently pulled my credit report and American Express is on my Equifax and Transunion credit report as charged off. My Transunion report says that it will fall off 06/2007 but the Equifax report does not state how long it will continue to be on my report. Should I contact American Express and offer to pay the full amount in return for a deletion of should I wait and see what happens?:confused: I really need this off of my credit report.

P.S. Has anyone every gotten American Express to delete an item off of their credit report in exchange for full payment?

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