DV and Dispute timing

[GiveMe720]

I am looking a the DV flowchart, and have read about the process, and have questions about sequence and timeing:

Do I send DV letters to CAs and Dispute Letters to CRAs at the same time, or do I wait for the CMRRR green catrds to return from CAs before I send dIspute letters?

Or is it better to dispute on line after the green cards come back?

send letters to 3 CAs, want to make sure I get it right.

thanks.

[thomassl]

I suppose each person does it differently. I disputed with the CRA's certified mail and they have to verify with the CA's anyway. I sent my dispute to all three CRA's if the account appeared on all three reports. I had only one unpaid collection but I recently did it as a PFD and it is now gone. The OC did owned the debt so I contacted them for the PFD. I personally do not dispute online but I know others do. I prefer to have a paper trail for all of my contacts. Just make sure you are prepared for what could possibly happen! If you owe the debt and it's still within the SOL, they could possibly come after you. If they are not bothering you, sometimes it's best to let "sleeping dogs lie".

[lyle7289]

Do a search for "one two punch" (or 1-2 punch)

that should clear it up for ya!!

[GiveMe720]

thanks for the reply. ALL 3 of the CAs are out of SOL.