mmckey Posted April 13, 2007 Report Share Posted April 13, 2007 I sent a DV letter to Credit One bank last month and they replied saying that they needed my full account number and ssn in order to complete the validation request. I did not provide this information to them because I think they should have it if they are reporting that I "owe" them. I sent a letter to EQ to request investigation and they did. My credit report changed to show that the account was disputed. Then yesterday..I pulled an updated TC report and it shows that they "verified" in 4/2007 with EQ! How can they do this? They have not validated with me, aren't they required to validate before reporting? I think this is a V but I may be wrong. I have just prepared a 2nd request letter for validation to send to Credit One. What do I do now? Do I wait and see if they delete or validate again? Please advise, I am kinda new and still learning the Ins and Outs of this stuff. Thanks, Missy Link to comment Share on other sites More sharing options...
mmckey Posted April 13, 2007 Author Report Share Posted April 13, 2007 I dont know if they are an OC or a CA. I do not recall the account at all. I just want it off my credit report until they can prove its mine. Missy Link to comment Share on other sites More sharing options...
Kat99 Posted April 13, 2007 Report Share Posted April 13, 2007 I have had a credit one cc for a couple of years (unsecured). They are an OC as that is who I make my monthly payment to. They work with people rebuilding thier credit. They are not a CA, they are an OC Link to comment Share on other sites More sharing options...
mmckey Posted April 14, 2007 Author Report Share Posted April 14, 2007 Was I wrong when I sent the letter demanding validation from them? Link to comment Share on other sites More sharing options...
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