DMGacs Posted April 15, 2007 Report Share Posted April 15, 2007 Problem I called to Capitol one to to get clarification on the below reporting to the Big3. They say they can not pull up the account with my social security number, name or birthdate and the account does not exist.I believe these entries with the Big3 are adversely affecting my scores. What is the best course of action I can take to fight these? How do I find out the account number the reports all show XXXX at end of account numbers.I have debt paid off debt that shows all sorts of 30's,60's,90's,120's, KD's and the notes are terrible the payment status is Charged off as bad debt, Legally paid in full for less than the full balance, Bad debt & placed for collection & skip.------------------------------------------------Experian shows------------------------------------------------CAP ONE BK 43886417XXXX Credit Card - Revolving Terms Closed 9/1/2000Revolving $1,735.00 Legally paid in full for less than the full balance Election of remedy - reported by subscriberSETTLEMENT ACCEPTED ON THIS ACCOUNT-----------------------------------------------Equifax-----------------------------------------------CAPITAL ONE 43886417XXXX Revolving or Option Closed 9/1/2000$0.00 $1,552.00 Bad debt & placed for collection & skip -----------------------------------------------Transunion-----------------------------------------------CAPITAL 1 BK 43886417XXXX Revolving account Closed 9/12/2000$0.00 $1,552.00 $0.00 Charged off as bad debt Settled; less than full balance----------------------------------------------- Link to comment Share on other sites More sharing options...
Big Time Posted April 16, 2007 Report Share Posted April 16, 2007 Sounds like Crap1 purged their records, so all you need to do is dispute with the CRA's and they should be deleted. "No knowledge of account" should work just fine. Link to comment Share on other sites More sharing options...
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