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Crap 1 reporting different DOLA's....


simplysilky
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That's an inaccuracy and can be disputed through the CRA's. Are these about to fall of the reports? They seem pretty old. My personal experience is this. I disputed an account on my wife's CR's that was due to fall off in June 2007. After the disputes came back, the CA re-aged and now is scheduled to fall off in 2010. I kick myself in the backside about that one! So, moral of the story is, if it's really old and about to fall off within a few months, maybe it's best to let it die a natural death. If you really need it off now, by all means dispute. Just want you to be prepared for the worst. Good luck.

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I thought the 7 year period started from the Date the account went delinquent. If I am reading the FCRA, Sec 623 right. The DOFD is when the seven years, plus 180 days, time frame starts ticking.

So does it matter if an account is re-aged? 7 years from the first bad date is always the same.

Please advise.

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