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Sears' new reporting methods


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I'm an AU on my wife's Sears account. They stopped reporting to CRAs after last June. We called them about it a couple of months ago and they said that they are only reporting upon request now. So, we requested!

Now they are reporting monthly to EX. However, they are not reporting to TU or EQ. The current account balance is $200 but, TU is reporting last June's balance of $429 (current, open) without any updating since. EQ is showing a $0 balance but, no updates since last June either.

Apparently they are only reporting to EX now. I'm assuming that having a forever-balance of $429 on TU affects my utilization but, the $0 balance on EQ is probably okay??

Any advice?

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