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Illegal ??? Insert Tl Without Notice

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I have a CA(afni) for sprint that I disputed with CRA and DV-ed CA. The account was removed from EX, because I think sold to another CA(calvary portfolio) that is now showing on CR.

I Dv-ed calvary and disputed with CRA. Results with CRA was account verified,

I sent dv letter stating only I dispute this account prove its mine.CA responded with letter saying complete fraud statement dispute enclosed( give copy dl, ss card, police report etc). I only disputed one account with CRA as vic of ID theft (TMOBILE).

I never received initial notice that account must be disputed within 30days...etc


AFNI was deleted in 03/07 and CALVARY replaced the sprint account same time without notice only notice I got is settlement letter dated 3/12/07 and fraud affidavit 4/3/07.


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