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I have received a civil summons and I need some help please!!!

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I had posted an earlier thread about this. I have read so much and I am confused and totally scared out of my wits. The answers on the other thread was telling me how to submit a written defense. My confusion is that I don't know what my defense would be since I do owe the money. I looked at the examples on this forum but I don't know what I could put. Is there anyone willing to help me on this as I can't even think anymore?



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Please read the sticky "Q's to answer when posting in this forum - please read!" at the top of the page.

We do not have enough information to tell you what defenses you might have or what may apply to you.

Calm down. Going through the questions will help you organize your thoughts and get familiar with some of the important details you need to build your defense.

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