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Crap - late payment


mwally007
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I just noticed that I forgot to pay my capital one bill (I haven't missed a payment since July of '05, when my credit problems ended). It was due on the 17th, I made the payment tonight.

Is this going to screw me? Do they have ANY late payment grace period? I'll be paying the account in full in the next couple days (I usually do every month, I just don't have much in the account I use to pay them right now).

What do you think?

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I doubt they'll report if its not 30 days. I had a card that was late by 3 weeks and it was showing as 30 day late. I called the OC and they said since it didnt hit 30 days they couldnt report it late and they deleted the 30 day late. I would just call and make sure though, you might pay a late fee though but I'm sure it can be waived.

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