Bronson & Migliaccio

[Silver1]

Here we go again...

BM is calling all sorts of people within my large company - repeated, numerous phone calls - pretending to look for me. Then they left a grave message on my work voice mail today, saying they were with Bronson & Migliaccio law firm and it was extremely important that I contact them today.

Horrible embarrassment:

I transferred to another unit within my company several months ago. Apparently some doofus at BM has been calling around to some of the people in the department I used to work in

(probably called the main # and asked the operator for my name, and got x-ferred to that department - that area doesn't update phone lists very often, the co is just too big)

asking for me by name, telling whoever answers they're looking for *me*, that they are with (ominous tone) a LAW FIRM, they give their toll-free and tell whoever answers their phone that I need to call them back immediately. I got a call from one of those people today saying, "These 2 coworkers and I have been getting all these phone calls from this law firm looking for you, they left their number, here it is: - they said it's important you contact them immediately, his name is Quinn."

BM also left a voice mail on my direct work line today - so they know exactly where the heck I am. They're calling around to other people in the company pretending to look for me, probably to humiliate me.

So - I have a letter ready to fax and mail that I have:

already received their written correspondence, and I have sent written correspondence to their listed return address (that's the DV)

now put them on notice they are not to contact my employer looking for me because they are publicizing information in a manner that appears to me to be intended to publicize information about me that could potentially harm my employment and my reputation.

I put a cc to my attorney (he's for real; it's no bluff) at the bottom. What say ye? Thanks!

[MadinKS]

Most definitely send it. They are only allowed to call to try and locate you. Once they speak to someone, they're not allowed to continually contact them again and again. Also, they (if they are a law firm) should not tell them anything but "hey, this is Quinn, trying to reach Silver1, call me at xxx-xxxx". It is abuse, humiliation, and reputation wrecking behavior. Get your attorney to call Quinn and put him on notice. Get the big guns out!

[Silver1]

Thanks MadinKS!

I am faxing BM a letter today, and will follow up with CMRRR copy. A copy is also going to my atty.

[nervousinohio]

These fools pulled some exact sh1t with me like this. Once you send the certified DV letter including you are not permitted calls like this at work...

then go after them!

They refused to provide validation for me and were calling my work and my sister saying it was a law firm about a civil manner! It wasnt until I reported them to attorney generals office for my state and FTC did they suddenly back down and 'apologize' to me.

My thread about that is on here somewhere. Do a search on this site on these lowly bottom feeders. They wont be able to validate so report them and watch them run.

[luv2bhappy]

The collectors at B&M are major A-holes. They did the same sort of thing to me, but they called extended family members AFTER they called me. The messages they left on answering machines were nuts. My mother-in-law thought for sure I was going to jail. They were the first collector I'd dealt with in a long time (times have sure changed), so I freaked and sent them a nasty C&D. I'm not advising that, but my wages are untraceable & we were between houses. They subsequently sold my account. Get them under control because they won't quit

[nervousinohio]

These fools pulled some exact sh1t with me like this. Once you send the certified DV letter including you are not permitted calls like this at work...

then go after them!

They refused to provide validation for me and were calling my work and my sister saying it was a law firm about a civil manner! It wasnt until I reported them to attorney generals office for my state and FTC did they suddenly back down and 'apologize' to me.

My thread about that is on here somewhere. Do a search on this site on these lowly bottom feeders. They wont be able to validate so report them and watch them run.

excuse my typo they were calling about a civil matter not manner!

[Silver1]

Hey - since Bronson/Migliaccio's website is out there, what do you think? I wanted to e-mail them a copy of my letter as well and cc their so-called "Compliance e-mail box" which is supposed to be a complaint address. Am still sending it by fax and CMRRR anyway, but thought I'd get the initial notification there quicker by e-mailing it. Thoughts?

Thanks!!

[cavazos007]

It's called Cease and Desist

[makia1212]

remove

[LadynRed]

That is outright ILLEGAL on 3 counts: calling at 4:30am, calling a 3rd party when they already HAVE your contact info, and 3rd party disclosure for giving out your personal details !!

Document this. Get your in-laws to write out a statement and sign and date it. Check with your State consumer protection agency regarding CA licensing and compliance.

[Silver1]

Okay- I e-mailed a copy of my letter to Bronson/Migliaccio; both to the main contact address and the "complaints" address on Thursday afternoon. I cut-and-pasted the text from my Word document so that it looked exactly like the letter I'm sending CMRRR with a copy to my attorney.

I got an e-mail back from their "complaints" e-mail address yesterday afternoon:

"Thank you for your email.

Pursuant to your request, I have placed your account on notice for no more calls to your place of employment and removed your work number from our system.

If you have any questions or concerns or wish to discuss this matter, you may contact me (contact information below) at 888-999-8100.

I apologize for your unpleasant experience with our firm."

Excuse me, but the damage to my reputation has already been done. An uknown number of people within my organization now know about this. At least three for certain, at this point, and I seriously doubt at least one of them hasn't "mentioned" these calls to someone else who knows me.

I mean, this former co-worker in the other area had to call me in the middle of the workday in my current department - on my cell phone - to track me down to tell me about this because they were getting all these phone calls. She had to stop working, go find my number and call me because they were being harassed with so many phone calls.

Thoughts, anyone? Thanks!!

[writemetech]

I 've had to deal with these scum bag attorneys Bronson and Miggliaccio

BTW: I reside in Michigan

This is how I got them to leave me alone:

1.I verified that they were not registered to business in the State of Michigan

2.I told them over the phone they were not registered to do business in the state of Michigan(Collecting Debts constitutes conducting business)

3.I threatened to call the State Attorney General's office in Lansing, Michigan , if they insisted on calling me.

They insisted on calling me anways , ignoring my threat.

4. I called the Attorney General's office a filed a formal complaint against them for conducting business in Michigan without a license to do so.

End Result:

Bronson and Miggliaccio NEVER to this day has contacted me.

Recommendation:

Make sure these scumbag attorneys are registered to do business in your particular state...

[CantCU]

Make sure these scumbag attorneys are registered to do business in your particular state.

Most states also require that an attorney (even one that works for a CA) be licensed to practice LAW in your state. Be sure to check that out as well.

A new approach to the 1-2 punch?

[Silver1]

Thanks to everyone for all the information!

Interesting.. on lawyers.com, BM lists some associate lawyer in Texas, but they are calling from NY and sending me correspondence from NY, and it's not coming from this "associate" atty in Texas. Everything - correspondence, phone calls - is coming out of their NY office. But I guess since they list her as an associate they are licensed to practice law in TX?

As far as being registered to do business in TX...I tried to check the Texas Sec of State website for that info but for some reason it now requires registration and payment of a fee to search records. Grr.

I took photos of my caller ID logs showing that they called me at my current home number way before ever calling around to my place of employment to ask co-workers to "find" me. They called three times prior to last Thursday and they've sent me letters before, to which I responded with at least one to two DVs. So they have my current address on file as well and had it well before they ever contacted my employer to "find" me.

Repeated telephone calls to various persons at place of employment (former co-workers) within my organization with intent to humiliate? "Law firm, looking for Silver1, have her call our law firm immediately, here is my name and contact information..." without regard for who they were talking to and giving this info to.

§ 806. Harassment or abuse [15 USC 1692d]

A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.

(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.

(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.

(4) The advertisement for sale of any debt to coerce payment of the debt.

(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.

§ 804. Acquisition of location information [15 USC 1692b]

Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall --

(2) not state that such consumer owes any debt;

(3) not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information;

[Silver1]

Okay, so I think I'm going to declare war on them. Does anyone have any thoughts on the possibility of successfully taking them to court for these FDCPA violations? It's murky, and this is almost certainly why they get away with so much, but I'm determined to get some sort of comp for their harassment.

*not seeking legal advice. Just your educated opinions. ;0) As always, thank you!

[MadinKS]

Most definitely pursue this. The acts that they've committed should not go unpunished. They know what they've done wrong and now it's up to you and your atty to make them pay the consequence. At the very least make formal complaints to all the big boys/girls, the FTC, your AG, their AG, the BBB, the whoever else will listen. Get after 'em and good luck.

[Silver1]

Thanks! I'm going to. I checked residentagentinfo.com and BM are not listed as registered to do biz in TX. I'm figuring that's a violation. I'm also pursuing a New York State Bar complaint against them.

[MadinKS]

If it's a true law firm, I don't believe they have to be registered, just licensed to practice in TX or have a representative licensed to practice in TX. Had that same issue w/Midland Credit Management. Not registered but law firm licensed. Good luck.

[Silver1]

MadinKS, you are a fantastic source, thank you!

True enough, it's a law firm and so that throws out the registration business. However, I'll pursue my bar complaint and will pursue taking them to court re: the harassment and possible violations of FDCPA.

[MadinKS]

Not a problem. Hey best of luck on stompin' a mud hole in their A$$. I hope it works out for you.

[Fizzle1979]

As far as being registered to do business in TX...I tried to check the Texas Sec of State website for that info but for some reason it now requires registration and payment of a fee to search records. Grr.

http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp

There's no fees required using this search.

I hate to be the one to break the news but I just did a search and it appears they do have the bond requirements for the state of Texas.

Do a search for Bronson%

[Silver1]

http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp

There's no fees required using this search.

I hate to be the one to break the news but I just did a search and it appears they do have the bond requirements for the state of Texas.

Do a search for Bronson%

Well, no wonder. I was searching New York and it looks like their address is in NJ. *sigh* Which is odd, since all their correspondence to me comes from New York.

Thank you!!

[Grandma K]

Silver

I hope you go for B&M, they are evil. I am dealing with them now and have hired a lawyer because they had me so davastated with their comments, threats and freezing my bank accounts. Don't make the mistake I did telling them I would cash in my IRA they want it all. After talking and stating my delama with the BBB, Attorney General and Credit Counciling (And getting a copy of the FDCPA book) they gave me the name of a lawyer.

J. Bronson has me so up set I can not deal or will I speak with him. I definitely am filing complaints with them. This firm has over 1000 complaints against them. With all the complaints I hope the BBB and Attorney General will do something about these evil people.

Grandma K

[Credithis]

They are attempting to collect in Texas. Texas has State law that far and away is better than the FDCPA and has more teeth!!

http://creditboards.com/forums/index.php?showtopic=240327&hl=TFC*+392

read the entire post and especially the additional comments from Centex.

On post # 82 there is a sample letter invoking the TFC which HAS to have the remedy sought included, in this case a deletion of the tradeline:

http://creditboards.com/forums/index.php?showtopic=240327&hl=TFC*%20392&st=75

I wish all States had comsumer laws like Texas.

[Fizzle1979]

Texas - The Debtor Friendly State.