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Dual state SOL??? - Just to make sure.


vali1961
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Dual state SOL – just to make sure

If after an opening a CC in state X (SOL 5 years) and after 6 months Joe Debt moves to state Y (SOL 4 years) and 3 years later he stops CC payments, which state’s SOL will apply to his situation.

I understand is up to CA to decide in which state can sue, but Joe Debt lived only 6 month in the signing CC contract state(X), and he went delinquent after a couple of years in the new state (Y).

Can CA still go after him in the original state (X) without being able to serve him hoping for a default judgment?

Can CA serve him in state Y for the state X?

Sorry for asking maybe the same question again and again but is kind of confusing.

Thank you for the more knowledgeable answers

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the creditor CAN but its rare.. they go after you in the state you live.. 99.9% of the time... and that is the sOL that applies.. he would be hard pressed to sue where you signed... I have read here it is possible.. but both lawyers I have dealt with said they have never seen it happen.

you are pretty much bound by where you live.

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