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Discover Settlement dilemma


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I got a letter from one of the CA's trying to collect on behalf of Discover with a settlement offer of 40% of the original. I Dv'ed the CA last week. Should I contact DISCOVER and try to settle with them for PFD or should I wait for a reply from the CA? Kind of in a dilemma on what to do at this point. I have already posted this in another thread. Sorry for any inconvenience

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