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Old Installment Loan


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I have an old installment loan from United Consumer Financing that has been charged off with a balance remaining of 1186.00. I need some advice on how to handle this. I thought about doing a GW letter and setting up automatic payments of 100 for the next 11 mo if they will reactivate the account and basically just start over. What are anyone's thoughts on this and how can I approach it so I can get the deal in writing?

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